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Do you want to be able to control and raise your FICO score so you can better qualify for your purchase of a Downtown San Diego Condo or Loft?

FICO scoring is like a game and the consumer controls 1/3 of that game. 30% of the credit score is determined by the total amount of revolving credit such as credit cards and department store cards that the consumer has.

For example; if you have a credit card with a $5,000 limit and you owe $4,800 against it, your credit score will go down. If you only owned $1,500 against the $5,000 limit your credit score will increase dramatically.

You will be amazed on how the credit score will change up or down with just controlling the amount that you charge against your credit card. Remember you are the one who controls that number.

Review more tips for improving your FICO credit score and contact 92101 Urban Living today to begin locating your new home in Downtown San Diego.

Check out this article on SDNN at Want to Play the Credit Scoring Game?

92101 Urban Living is now sponsoring a blog on San Diego News Network. Below is the first initial blog. Go check it out on www.sdnn.com.

Welcome to the newest Downtown San Diego Blog hosted by 92101 Urban Living! 92101 Urban living is a boutique, family owned and team based real estate Consultant Company based in the heart of Downtown San Diego. We live, breathe and represent all of the Downtown San Diego Condos and Lofts for sale in this dynamic Urban community. The core mission of our company is to provide real estate and community informational services to those who currently enjoy or desire to have the perfect Southern California Urban Lifestyle.

With the information presented in this blog, we hope to represent two important aspects of the Downtown San Diego Community: the incredible lifestyle of this unique Urban environment and the analytical facts of the Downtown San Diego Real Estate Market. Weather you have lived her for some time, have just relocated or are considering the possibility of calling Downtown San Diego your new home. 92101 Urban Living will strive to be an honest and quality information resource for this distinctive and desirable way of life.

To read the original blog on SDNN

Atria is located in the Marina District in Downtown San Diego just across the street from Ralph’s Market and a few steps from the Gaslamp District, Horton Plaza, Petco Park and Seaport Village.

Take advantage of the new $10K California Tax Credit and the $8K Fed Tax Credit – Save up to $18K through 04/31/2010. 7 Downtown San Diego Condos were sold last week – don’t miss out on the opportunity to become a Downtown San Diego home owner.

Atria is now offering #108 for $417,000 and has;

• 2bed/2.5 bath
• 1290 square feet
• 1 parking
• Private walk up unit with patio facing 2nd Avenue
• Spacious two story townhome design with dual entry
• Dual master bedroom suites with two full baths and guest powder room
• Gourmet kitchen with stainless steel appliances and granite counter tops
• Upgraded building amenities and common area
• Low HOA
• VA approved
• FHA approved

Want to know more about Atria? Contact 92101 Urban Living at 619-649-0368, e-mail at [email protected] or fill out your contact info here.

To read our former blogs click on A Special Value in Atria located in the Marina District in Downtown San Diego! and Schwarzenegger Signs new $10,000 California Homebuyer Tax Credit into Law!

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This Downtown San Diego Condo in M2i located in the East Village/Ballpark District is a contemporary and elegant West facing 2 bed/2 bath unit and is listed at $549,900.

From the entrance of #608, you are struck by both the contemporary and simplistic design style of a Downtown San Diego Loft. One of the best features of this urban home are the “built out” two bedrooms. Only in M2i can you accomplish the best of both worlds: design and style elements of a loft, with the floor plan of a fully functional two bedroom floor plan lay out. Step out on to the private patio space with Southern exposure, feel the energy of the East Village/Ballpark Corridor. Your 2 garage spaces are street level, not subterranean, only 3 spots from elevator. Your private storage unit is steps away from your car.

To see a virtual tour and floor plan click on this link: http://www.photoplan.planomatic.com/4989

This Downtown San Diego home in M2i located in the East Village/Ballpark District is a contemporary and elegant South facing 2 bed/2 bath unit. Priceless amenities with urban living are: your location from your car to the elevator, the luxury of having your own large private storage unit. With unit #608 you have both. The parking spaces for this unit are 3 spots from the main elevator, and the private large storage unit is also just steps away. The best aspect of purchasing a Downtown loft is the personalization in design that comes when creating your “urban” space. Unit #608 will lend itself to this design personalization and upgrading nicely, as you have a totally “clean” canvas to work with. In a Downtown loft, a usable and functional outside area adds so much in terms of living space and overall enjoyment of the urban home. To the East, the Jefferson Law School and San Diego mountains in the distance. To the West is the short four block path to the Gaslamp District with beautiful sunset views over Point Loma. One of the best features of M2i is location. In your front yard, you have the Ballpark, and the evolving 10th and J Street business corridors. In your backyard, the new San Diego Public Library is being built. New and exciting restaurants surrounds you giving you countless options for a relaxing afternoon or an exciting evening. Come and enjoy the vibrant lifestyle of the East Village/Ballpark neighborhood. Unit #608 is at the center of it all.

M2i is an upscale, urban, and contemporary mid-rise loft complex that was completed in late 2005 by Citymark Development, the complex features 230 total units. M2i offers some of the most unique architecture and quality loft units that Downtown has to offer. M2i amenities: secured underground parking, a rooftop entertainment deck with a fireplace and two BBQ’s, dramatic lobbies and entrances designed by Martinez and Cutri, and a fully equipped exercise facility. M2i building is concrete construction, and takes up a whole city block comprised of two buildings surrounding a landscaped interior courtyard: 1050 Island Ave, and 527 10th Ave.

M2i features contemporary modern loft units ranging in size of 600 plus square feet for a studio loft, all the way to 1900 plus square feet for a penthouse loft. There are both courtyard facing units and street facing units. Some of the floor plans have had the bedroom areas “built out” while some of the floor plans retain the open “warehouse” style. Features of the loft units include: deluxe stainless appliances, granite counter-tops, unique loft floor plans with 11 foot ceilings, low emission glass with dual glazing for sound insulation and sun protection, Cat 5 data wiring, RG6 Quad Shield cabling for high-speed internet, energy efficient air conditioning and forced air heating, and floor-to-ceiling windows. A fantastic building.

Just a short stroll away is the water front, the Marina District, Seaport Village and the vibrant Gaslamp District with restaurants, shopping and entertainment.

For more information contact Sofia at 92101 Urban Living at 619-992-5144 or e-mail at [email protected].

Are you waiting to buy your Downtown San Diego Condo or Downtown San Diego Loft? Don’t wait any longer, the Homebuyer Tax Credit may not be extended a third time. This might be your last chance to take advantage of the credit.

To be able to see the tax credit for first time homebuyers and to qualify for up to $8,000 you have to sign the sales contract by the end of April and close before July 1st in 2010. For the homebuyers that are trading up, an amount of $6,500 could be available.

Want to know more? Contact 92101 Urban Living at 619-649-0368 or e-mail [email protected] or fill out your contact info here.

Bosa Development is introducing Bayside! Downtown San Diegos finest waterside community along the Embarcadero right next to the Little Italy District. Bayside homes have the greatest quality, panoramic views, spacious layouts, the best amenities and an Urban Downtown San Diego lifestyle.

Bayside is now over 50% sold and they are offering this 2bed/2.5bath Downtown San Diego Condo with 1,811 square feet from the mid $900,000.

There is an amazing view over the San Diego Bay, the Pacific Ocean and nice sunset views from every room. The spacious kitchen has stainless steel Viking and Miele appliances, Snadeiro cabinets and Ceasarstone quartz counter tops. There is also a generous balcony perfect for entertainment and relaxation.

Want to know more about this? Contact 92101 Urban Living at 619-649-0368 or e-mail at [email protected] or fill out your contact info here.

To read 92101 Urban Living’s former blogs click on Bayside at The Embarcadero in Downtown San Diego – A Waterside Community! and Demands are High at Bayside at The Embarcadero in Downtown San Diego!.

The State Coastal Commission rejected the San Diego Port’s proposal of a Downtown San Diego revamp on Wednesday April 14th, 2010. They are saying that the planned revisions in the project would cheat the public of open space.

The proposed contruction contained a long planned $228 million overhaoul of San Diego’s Downtown water front along the Embarcadero and the San Diego Bay.

The vote was 5 to 5, failing to give the port the majority needed to move ahead with the first phase. A commission staffer said the vote was final. Port officials have said the rejection of the project would force them to scrap the first phase entirely due to uncertainty over funding. Critics said the project would have made the waterfront more welcoming to the cruise ship industry than to San Diegans.

They disliked the ports decision to remove a large, oval park from the initial phase. Commissioner Sara Wan of Malibu agreed, saying it failed to meet open space requirements laid out in the ports plan for the North Embarcadero. Its not the shape of the park thats the issue, she said. Its the size and location.

To read 92101 Urban Living’s former blogs please click on Public Infrastructure Project – North Embarcadero Visionary Plan Phase 1″ in Downtown San Diego!, North Embarcadero is Blooming with the New Urban Trees 6 Exhibit in Downtown San Diego! and A look inside Downtown San Diegos North Embarcadero Visionary Plan.

The East Village Association is a collection of residents including Downtown San Diego Condo and Downtown San Diego Loft home owners in the East Village District/Ballpark District who share a common interest in the positive development of this budding neighborhood. Its open to renters, home owners, business owners and for anyone who care to see and contribute to the growth of this area of Downtown San Diego. This group needs participation not only in its meetings but in its community projects as well.

Are you interested in making the East Village/Ballpark District the most vibrant urban neighborhood? Why not become a member of the East Village BID by April 15th to be able to vote in the upcoming election, attend the annual meeting/election on May 19th at 5pm at the Hotel Indigo and to be able to nominate a regular or associate member to serve on the board.

For more information e-mail [email protected] or visit www.eastvillagesandiego.com.

To read 92101 Urban Living’s former blog about the East Village BID click on The next East Village BID meeting is Thursday, April 1st at 5pm at the Hotel Indigo in Downtown San Diego!.