September 2009 Archives | 92101 Urban Living

Home First, Inc – What is Loan Modification and Why is it Important?

A Loan Modification is a way to renegotiate your current mortgage in your Downtown San Diego Condo or Loft allowing you to maintain or repair your credit. Many aspects of your mortgage can be changed to your benefit, including the term of the loan, interest rate, balance of principle and monthly payments. It’s even possible to have late fees waived.There are many opportunities opened through loan modification and each home owner’s situation is unique. A large number of Downtown San Diego homeowners will use loan modification to prevent foreclosure on their home.

Home First can help save your home and your credit! For anyone who is unable to make their monthly payments, or is in danger of being buried under a past due balance, Home First’s skilled negotiators will contact your lender on your behalf to renegotiate the terms of your loan.

Home First is an industry recognized loan modification and short sale negotiations consulting firm. Their clients range from distressed homeowners seeking guidance to investment bankers utilizing their strategic portfolio enhancement platforms. Home First is a collective of diverse industry leaders unified by the vision of providing sound, equitable results for the consumer, community, servicer, and lender.

Most government programs have proven themselves to be inefficient and costly, with little or no positive results. Home First has built relationships with lenders that have translated to increased efficiency and beneficial results for both their clients and the lenders. They continue to strive to provide viable solutions to the foreclosure crisis.

Home First support and wish the best success for most government and banking plans; however, more than 90% of their clients have tried working with their lenders directly, attorneys, HOPE, and other government agencies with little or no results.

More than 85% of Home First’s clients have come through direct referral. No wonder why Home First is the company homeowners, realtors, CPAs, local agencies, community leaders, and business partners prefer to get real, fair results. They work with and often challenge the lenders to provide the most equitable result for all parties involved.

Don’t wait! Contact Matthew C. Scott at 858-581-6648, e-mail [email protected] or fill out a contact information form online here.

Introduction - What is Loan Modification and Why is it Important?

“Taste of Downtown” in San Diego is Back – Don’t miss it!

The annual “Taste of San Diego” is back! On Thursday Septemeber 24th, 2009 from 5pm to 9pm over 60 restaurants throughout Downtown San Diego including the Gaslamp District, the Little Italy District and the East Village/Ballpark District is offering Downtown San Diego Condo and Downtown San Diego Loft home owners, residents and visitors the most delectable cuisines.

Experience flavours such as Italian Pastas, Asian food, All American favorites and speialties from all around the world.

The tickets are only $35 if you buy them in advance and $40 on the day of the event.

The proceeds will benefit the Downtown San Diego Partnership, who continues to promote and enhance our unique community through programs such as: the Downtown Clean and Safe Program, the extensive Downtown Walking Map, and other programs to help promote our Urban Downtown District.

For tickets or information, please call McFarlane Promotions at 619-233-5008 or visit www.mcfarlanepromotions.com and www.dtsd.org.

To read our former blog about the Gaslamp District please visit “The Taste of the Gaslamp District in Downtown San Diego“

Want to Become a Downtown San Diego Condo Renter in ICON in The East Village/Ballpark District. Check This Out!

Click to play this Smilebox slideshow: ICON #1507

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ICON #1507 is a split master bedroom floor plan ideal for roommates or a couple looking for a second bedroom/office with a view. Facing Southeast, ICON #1507 captures dramatic views of the Ballpark, San Diego Bay, Coronado Bridge and mountains to the East. Beyond this spacious floor plan, ICON offers a rooftop deck with panoramic views of the Downtown San Diego, the largest fitness center in the East Village District, a community movie theater and common area lounge all available for private reservation. ICON has the largest community fitness center in East Village. ICON #1507 comes with two parking spaces. $2900/month unfurnished or furnished for additional fee negotiable. No pets, no smokers. Minimum 6 month lease. Security deposit equal to one month of rent.

ICON: Located in the heart of the East Village encompassing an entire city block bound by 10th, 11th, J Street and K Street. Icon is a superb location with Petco Park on one side, and the new San Diego Public Library development site on the other. ICON has two entrances: 321 10th Ave, and 350 11th Ave. Finished in January of 2007, the developers Levin/Menzies went to great lengths to make this one of the most unique and desirable complexes in all of Downtown San Diego. ICON’s amenities include: 26th story skybox with views into Petco Park and the bay beyond, a fully equipped community room, large and spacious fitness center, a theater room, and 24 hour Community attendants and security. The ICON complex is comprised of Four Buildings of all concrete construction: Building 1 (high rise tower) is 25 residential floors. Building 2 is 11 stories, Building 3 is 9 stories, and Building 4 is 5 stories. The four buildings surround a perfectly landscaped interior courtyard that features original sculpture art, and waterfall features. The interior courtyard gives the complex an intimate community feeling.

Icon #1507 features include:

Floor to ceiling glass in all rooms
Dramatic South East Corner views of Ballpark, Coronado Bridge, Mountains to the East
Wood flooring in kitchen, carpet throughout
KitchenAid Architect Series stainless steel appliances
Slab granite countertops and 4 backsplash
Porcelain or engineered marble bath flooring
Double vanities in master baths with custom, floating backlit mirror treatment
Exposed interior concrete structural elements
9 ceiling heights
Washer and dryer in unit
Thermostatically controlled individual heating and A/C
Outdoor balcony facing East, BBQ friendly!
Open-air lobby at 11th Avenue entrance
Dynamic retail venues including The Corner restaurant and Pizza Wings & Things
“Fit” Luxury fitness center/pool located directly across the street!!
Icon Skybox viewing terrace overlooking PETCO Park, exclusively for Icon residents
Courtyard-level 5th Inning Lounge available to Icon residents for meetings, special events, community activities
Icon Movie Theater with raised seating for 14 people
Community Fitness Center for all levels of co-ed fitness training and conditioning
60-foot sculpture by renowned artist Ned Kahn in center courtyard
Two controlled-access lobbies with community attendant staffing and on-site facilities manager
Controlled-access subterranean garage & off-street loading docks
Convenient trash chutes on each residential floor
Exciting restaurants, entertainment and shopping in the Ballpark District and the Gaslamp District, all within easy walking, trolley or pedicab distance
San Diego Trolley just one block away for easy, safe and fun transportation
MLK Promenade, Embarcadero, San Diego Marina and Urban Art Trail within steps of your front door for recreational walking, jogging, roller-blading, biking and more

To see our ad on Craigslist please click here and to see our ad on San Diego Reader

Available last week in September 2009. For more information call Pete at 619-857-2289 or email [email protected]

San Diego Film Festival in the Gaslamp District in Downtown San Diego 2009!

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http://www.youtube.com/watch?v=i4slnGOkFas

Check out the video from the Festival 2008 above!

SAN DIEGO FILM FESTIVAL
SEPTEMBER 23–27, 2009 GASLAMP THEATER

• 5 DAYS AND NIGHTS
• 85 FILM PREMIERES
• 5 CHIC NIGHTLY PARTIES
• Q&A SESSIONS WITH FILMMAKERS AND CELEBRITIES
• VIP RECEPTIONS, LIVE PERFORMANCES AND CAREER-ADVANCING NETWORKING OPPORTUNITIES!

The San Diego Film Festival is held in the Gaslamp District in Downtown San Diego and is a competitive five day fest that offers a 360 festival experience. You can choose a relaxing day of film and a night of parties or catching a workshop and hitting a conference to learn from the pros, whatever you decide, no day is like another at the Film Festival.

The Festival offers more than 100 American and international feature, documentary, short films and music videos; intimate filmmaker and celebrity gatherings; industry panels; in addition to five nights of San Diego’s most glamorous parties.

San Diego Film Festival has earned more than 12 awards, including Best Beach Fest, Best Party Fest, Best Regional Film Fest and a coveted spot as one of the country’s Top 10 Film Festival Vacations. Produced by the non profit 501(C) 3 San Diego Film Foundation, the Festival celebrates its eighth anniversary Sept. 23 – 27, 2009

The San Diego Film Foundation, aims to educate, enlighten and entertain, bringing greater exposure and appreciation of independent film. The Foundation was established to create and implement film programs in partnership with local filmmakers, businesses, educational institutions and nonprofit social organizations.

For five fabulous days and nights September 23 – 27th, the San Diego Film Festival will showcase a unique mix of thought-provoking, award-winning films designed to enlighten, enrich and entertain audiences. The Festivals program includes over 85 features, shorts, documentaries and music videos from around the World, all of which are San Diego or U.S. premieres. Most screenings are followed by live question and answer sessions with the filmmakers and cast in attendance.

The best way to experience all that the Film Festival offers is with a pass. The Festival do sell limited individual tickets to screenings but pass holders have priority and are always admitted first to all screenings, parties, panels and events. All films are screened at the Gaslamp Theater, 701 Fifth Avenue, San Diego, 92101.

Downtown San Diego Condo and Downtown San Diego Loft homeowners in Gaslamp City Square, Crown Bay and Trellis 5th Ave. step outside your door and join the party!!

Buy tickets online.

To read more about San Diego Film Festival visit their website here.

San Diego Film Festival in the Gaslamp District in Downtown San Diego!

Little Italy Association Meeting October 6th, 2009 – Stay Involved in Downtown San Diego!

The Little Italy Association is a collection of residents including Downtown San Diego Condo and Downtown San Diego Loft homeowners in the Little Italy District who share a common interest in the positive development of this budding neighborhood. Its open to renters, home owners, business owners and for anyone who care to see and contribute to the growth of this area of Downtown San Diego. This group needs participation not only in its meetings but in its community projects as well.

The Little Italy Association Board of Directors Meetings will be held at the Lady of the Rosary Parish Hall (1654 State Street) in Downtown San Diego from 8:30a.m. – 10:00a.m on October 6th, 2009.

Winter Shelter in the East Village District in Downtown San Diego 2010 Rejected!

The City Council of San Diego proposed to have a vacant lot in the East Village District in Downtown San Diego as the spot for setting up a temporary winter homeless shelter. Downtown San Diego Condo and Loft homeowners, residents and business owners stood up and expressed opposition.

The proposal was rejected on September 15th, 2009 after a 5-2 vote. The San Diego City Council has encouraged San Diego City staff to give alternative places that might be more suitable and located outside Downtown San Diego by early next month.

The winter shelter was supposed to be located around Island Avenue, J Street and 15th Street. Please visit “East Village” to see a map of the area.

The East Village District has hosted the winter shelter the last two years and Councilman Kevin Faulconer, who represents Downtown said, “It’s unfair to keep burdening Downtown year after year with the shelter, especially when homelessness is a regional issue. There are other parts of the City that do need to help. This is a Citywide issue.”

To read the more about the “2010 Homeless Emergency Winter Shelter Program” please read the article “Council rejects shelter location” in the Union Tribune or please visit the City of San Diego.

New Loan Disclosure Rules May Potentially Affect Close of Escrow!

The new requirement that started July 30th, 2009 is part of the Mortgage Disclosure Improvement Act (MDIA) and implements new loan procedures to protect borrowers and foster greater transparency in mortgage lending.

If the Annual Percentage Rate on an initial Good Faith Estimate is no longer accurate at close of escrow, a lender must generally provide a residential borrower with a new disclosure and a three day right to rescind before consummating the loan. Realtors are forewarned that, because of this new three day waiting period, a lender’s failure to timely provide corrected disclosures has the potential of delaying funding of the loan and close of escrow.

If you are a Downtown San Diego Condo or Loft homeowner or if you are thinking about investing in Downtown San Diego and have questions please contact us at 92101 Urban Living at 619.677.2435 and press 0 followed by 7 or reach us via email at [email protected]

To read more about the rules and regulations click here.

The Star of India has Returned to the Embarcadero in Downtown San Diego!

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After more than three weeks of maintenance the Maritime Museum’s staff celebrated the Star of India’s return at the Embarcadero in Downtown San Diego on Friday September 11th, 2009 with music from the Navy band and cannon blasts.

To read our former blog please visit “The Star of India in Downtown San Diego is Getting a Face Lift!!” and to read more about the Star of India please visit the multimedia presentation from The Union Tribune “Star of India”.

North Embarcadero is Blooming with the New Urban Trees 6 Exhibit in Downtown San Diego!

New sculptures were recently installed by the San Diego Port and a public ceremony will be held on September 12th, 2009 at 10am in front of the Port’s B Street Cruise Ship Terminal in the Marina District in Downtown San Diego. There will be entertainment, refreshments and the “Urban Trees Challenge” contest where you can win a prize for answering questions about the Urban Trees artworks.

One of the new sculptures installed is a giant box of popcorn that overflows with over sized baby chicks and next to that, a giant tuning fork with wavy branches points out toward the sea. Just a few yards from that, three spotted frogs frolic up a game board that swirls to the sky. To read more about the Urban Trees 6 Exhibit visit there website here.

Visit the Urban Tree Gallery for a fill list of the trees here.

Read our former blog “San Diego Urban Trees” and “Urban Trees 5 Exhibit in Downtown San Diego!” for more information about the Urban Tree Exhibit!

Downtown San Diego Restaurant Week is Back!!

San Diego Restaurant Week 2009 – In its fifth year as San Diego County’s largest and most successful dining event, San Diego Restaurant Week was launched with the intention of spotlighting San Diego as a premier dining destination. Held twice annually, this beloved culinary tradition features more than 180 of San Diego’s best restaurants offering fixed price, three-course meals for $20, $30 or $40.

There are no tickets or passes required. Food lovers may simply dine out at as many participating restaurants as they like during San Diego Restaurant Week, explore new dining opportunities or enjoy old favorites. Advance reservations are strongly recommended and can be made by calling restaurants directly or visiting their profile online.

This is a great opportunity for Downtown San Diego Condo and Loft homeowners, residents and visitors in Downtown San Diego to try something new and different at an affordable price. Check out Aqua Al 2 , Confidential, Donavon’s in the Gaslamp District and many more. To see a full list click here. Bring out your family, friends, co-workers and have a great time!!

For more information visit San Diego Restaurant Week and to read our former blog visit “Downtown San Diego Restaurant Week.Dont Miss It!“.

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