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About Us

Professional, Reliable, Knowledgeable.


Mike Ciampa

Broker, Owner, Visionary, Man with a Plan CA BRE License #01389534

I started 92101 Urban Living in 2003 with a vision provide a web based informational resource for Downtown San Diego real estate. Several years and many successful deals later,92101 Urban Living has grown to be a well respected source of information for Downtown San Diego Lofts and Downtown San Diego Condos.I have put together a team of skilled and personable brokers who all meet my very high standards of a "Downtown Specialist and Consultant". Currently,I live (along with my beautiful wife and daughter)and work in the East Village.My greatest satisfaction with 92101 Urban Living is being able to help clients create their homes and "urban lifestyle"that attracts them to Downtown San Diego. We are here to assist with any information or questions about Downtown.Please allow myself,or any of my San Diego real estate agents, to be ofservice.


Matt Cabrera

Managing Broker, OC Residential CA BRE License #01824940

Matt Cabrera is the current Managing Broker of OC Residential and is at the forefront of nurturing the collaborative environment that makes 92101 Urban Living a great company. Matt’s selflessness and constant desire to improve his craft meshed perfectly with 92101 Urban Living’s mission to always put the client's needs ahead of closing a deal. Matt goes out of his way to assist the team and ensure that our mission and emphasis on collaboration becomes a habit, not a chore. Matt has worked his way up from a Real Estate Consultant to his current leadership position, yet he continues to push himself to be a better specialist and collaborator every day.


Heather Nickz

Downtown Specialist CA BRE License #01892631

Heather began her Real Estate career with RE/MAX Coastal in the Pacific Beach, Mission Beach and La Jolla areas working as a Top Producer’s Assistant, jumping right on the Real Estate fast track assisting with the closing of 80+ escrows during her tenure. She’s now been living the Downtown lifestyle for 4 years, immersed in and knowing the Downtown market. Being a full time Agent and having her home and office in the city, makes her responsiveness and flexibility stand out, allowing her to be there for your selling, buying, and other Real Estate needs. Heather is extremely knowledgeable with Real Estate contracts and her organizational skills are top notch, protecting her clients’ interests in every transaction. She exercises open and prompt communication with everyone involved navigating her clients thru the process and being a professional problem solver should any unexpected complications arise along the way. Heather is committed to excellence and to delivering an exceptional client experience.