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Downtown San Diego Blog | 92101 Urban Living

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What Happens if You Lose Your Job Before Closing on a Mortgage?

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What Happens if You Lose Your Job Before Closing on a Mortgage in San Diego, CA

When mortgage underwriters approve a residential loan application, they do so based on various financial factors, and the most important is the applicant’s ability to repay the loan. Other factors, such as collateral, credit record, and property values, are also considered, but lenders focus more on what they perceive as the applicant’s likelihood of being  Continue…

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8 Gifts You Might Get from Your Realtor

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Gifts You Might Get from Your Realtor in San Diego, CA

When closing on penthouses, condos, and lofts in downtown San Diego, it’s common for realtors to give new homeowners housewarming gifts. These gifts are a great way to celebrate clients’ purchases, and they can also provide realtors with the chance to advertise their services. Here are some of the fun gifts you might get after  Continue…

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Am I Required to Clean My Condo Before I Sell It?

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Do You Have to Clean Your Home Before Selling It in San Diego, CA

When housing market conditions favor sellers because of strong demand, the Multiple Listing System (MLS) starts getting flooded with properties prospective buyers would normally skip over if they were just looking at photographs of the homes. During speculative real estate bubbles, it’s not uncommon to come across MLS entries for properties that aren’t only in  Continue…

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Should My Offer on a Condo Be Below the List Price?

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Should You Offer Less Than the Asking Price on a Condo in San Diego, CA

In March 2020, the San Diego housing market entered a period of uncertainty. Although the year started off with strong sales activity and rising home prices, lower mortgage interest rates and concerns about the future of the American economy caused the market to cool down. Economists at the California Association of Realtors expected a shift  Continue…

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Top Hangouts for Singles in Downtown San Diego

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Top Hangouts for Singles in Downtown San Diego in San Diego, CA

Dating scene status isn’t normally one of the factors homebuyers consider when looking at property listings, but it doesn’t hurt to evaluate the feasibility of meeting like-minded singles within a regional housing market. In the case of downtown San Diego, singles have the upper hand for various reasons. For decades, the downtown districts have attracted  Continue…

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What Are Common Areas in Condominium Complexes?

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Common Areas in Condominium Complexes in San Diego, CA

When you browse through listings of condos for sale in downtown San Diego, you’ll invariably come across descriptions of common areas, such as swimming pools, parking garages, fitness centers, conference rooms, lounges, and even panoramic terraces complete with fire pits. In condominium towers, apartment buildings, gated communities, and all residential communities governed by homeowners associations,  Continue…

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Are People Who Own Condos Required to Pay Property Taxes?

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People Who Own Condos Required to Pay Property Taxes in San Diego, CA

Property taxes are assessed on real estate and real property. It’s a common misconception that condo owners don’t pay property taxes because they don’t own the land on which the buildings sit or the buildings themselves, but condo owners do own their individual units. In California, condominiums are considered real property, so they’re subject to  Continue…

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Tips for Remodeling Your Loft’s Kitchen

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How to Remodel Your Loft’s Kitchen in San Diego, CA

When you move into a new loft in downtown San Diego, you may find the kitchen space a bit underwhelming. Depending on the developer, that may be intentional. A traditional loft conversion that starts with a former commercial space involves creating as much open space as possible, and this may include a kitchen with minimal  Continue…

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Condo Owners: 7 Things that Are Your Responsibility

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For most people, owning a condo is a convenient way to get luxury amenities, avoid lawn care, and live in a secure community. However, this doesn’t mean condo owners avoid responsibilities entirely. Condo owners might not have to perform as much maintenance as single-family homeowners do, but they still need to handle some issues. If  Continue…

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Top Trends in Interior Design for Condos in 2020

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Trends in Interior Design for Condos in 2020 in San Diego, CA

Is your condo in downtown San Diego starting to look outdated and boring? There have been a few distinctive design changes lately that can breathe fresh life into any home. Here are the top trends of 2020 to use in your condo’s interior design.  Arched Shapes With its clean lines and gently rounded curves, the  Continue…

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Can I Remodel My Condo?

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How Can I Remodel My Condo in San Diego, CA

Have you found a condo you love, but it looks like it needs a little work? Renovating condos isn’t quite as simple as renovating a stand-alone house, but this doesn’t mean condo upgrades are impossible. Here’s what you need to know before you start planning any remodel for a condo. Check Your Condo’s Rules About  Continue…

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All About Real Estate Law [Infographic]

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All About Real Estate Law [Infographic]

If you’re thinking about purchasing a home in downtown San Diego, real estate law might not necessarily be the first thing you think you need to know about. However, in the event you do need know about real estate law in the future, it would be helpful if you already had a basic idea of  Continue…

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