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The taxation landscape of the United States has changed in recent years, and not necessarily in favor of homeowners. President Donald Trump had tax reform in mind when he took office in 2017. Although he had the full support of a Republican majority in Congress, he was only able to advance some of his lofty… Read More
Over the last couple of years, many prospective buyers of condos in downtown San Diego came up short of sitting down at the closing table because the sellers’ market lasted longer than expected. In 2019, things are looking better for house hunters. According to a late January report published by the National Association of Realtors,… Read More
For military veterans looking for penthouses, condos, or lofts in downtown San Diego, a VA home loan is often considered the best mortgage program available. It offers features that are difficult or even impossible to find with other mortgage options, including 100 percent financing, no requirement for private mortgage insurance, and a higher allowable debt-to-income… Read More
Because the value of real estate is closely tied to overall economic conditions, housing markets are prone to fluctuations. In the case of downtown San Diego real estate, a market dominated by condominiums, lofts, and penthouses, conditions have been favoring sellers for a few years, but certain trends are tilting the scales to the benefit… Read More
A backsplash is one of the simplest ways to change the look of your kitchen. It can be installed quickly and easily, and the end result is a bold patch of color and texture that ties your whole room together. If you’re looking to update the kitchen in your downtown San Diego condo with a… Read More
Loans made through the Federal Housing Administration (FHA) program were subject to political wrangling and news media scrutiny last year, particularly as they apply to attached properties such as condominium units, lofts, and homes that have been converted into multifamily dwellings. In 2018, the National Association of Realtors (NAR) lobbied Congress to put pressure on… Read More
When you first start looking into financing a real estate purchase, you’ll quickly learn your credit score makes a huge difference. This three-digit number is essentially a calculation of how likely you are to repay a loan. Even if you’ve never checked your score before, it still exists and can either help or harm you… Read More
In late 2018, the National Association of Realtors cited statistics suggesting the direction the downtown San Diego condo market could take in 2019. The seller’s market conditions of last year will likely soften because various factors will come into play, and the most important is home affordability, which is expected to stabilize listing prices. With… Read More
Escrow is meant to protect both the seller and the buyer by getting a third party to hold on to the real estate funds until the home-buying transaction is complete. However, some unscrupulous people may use the escrow process to trick hopeful home buyers into accidentally giving away all their savings. There have been many… Read More
For most of 2018, the San Diego housing market was ruled by condo sales in the various downtown districts. Real estate analysts believe San Diego condo mania will subside a little in 2019 thanks to price stabilization and an overall maturation of condominium projects completed in recent years. Nonetheless, the prospects for bidding wars and… Read More