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When mortgage underwriters approve a residential loan application, they do so based on various financial factors, and the most important is the applicant’s ability to repay the loan. Other factors, such as collateral, credit record, and property values, are also considered, but lenders focus more on what they perceive as the applicant’s likelihood of being Continue…
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When housing market conditions favor sellers because of strong demand, the Multiple Listing System (MLS) starts getting flooded with properties prospective buyers would normally skip over if they were just looking at photographs of the homes. During speculative real estate bubbles, it’s not uncommon to come across MLS entries for properties that aren’t only in Continue…
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In March 2020, the San Diego housing market entered a period of uncertainty. Although the year started off with strong sales activity and rising home prices, lower mortgage interest rates and concerns about the future of the American economy caused the market to cool down. Economists at the California Association of Realtors expected a shift Continue…
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When you browse through listings of condos for sale in downtown San Diego, you’ll invariably come across descriptions of common areas, such as swimming pools, parking garages, fitness centers, conference rooms, lounges, and even panoramic terraces complete with fire pits. In condominium towers, apartment buildings, gated communities, and all residential communities governed by homeowners associations, Continue…
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Property taxes are assessed on real estate and real property. It’s a common misconception that condo owners don’t pay property taxes because they don’t own the land on which the buildings sit or the buildings themselves, but condo owners do own their individual units. In California, condominiums are considered real property, so they’re subject to Continue…
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When you move into a new loft in downtown San Diego, you may find the kitchen space a bit underwhelming. Depending on the developer, that may be intentional. A traditional loft conversion that starts with a former commercial space involves creating as much open space as possible, and this may include a kitchen with minimal Continue…
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Spring is the ideal time for venturing outdoors and experiencing San Diego. Spring break provides the opportunity to visit the many local attractions and attend festivals held during the season. There are many activities to enjoy in or near downtown San Diego, whether you’re a college student on break, a family visiting with school-aged youngsters, Continue…
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When you think about moving into a downtown San Diego condo, you’ll invariably hear about benefits such as great year-round weather, vibrant neighborhoods, very low crime rates, and high quality of life. These are all positive aspects many people take for granted, but the advantages of living in this part of Southern California don’t stop Continue…
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If you’re thinking about buying a home, it can be helpful to understand just how long the process will take, as this will allow you to plan accordingly and start the buying process at the right time. Though the average time is a few months, each case is different. Follow this timeline to see how Continue…
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For most people, owning a condo is a convenient way to get luxury amenities, avoid lawn care, and live in a secure community. However, this doesn’t mean condo owners avoid responsibilities entirely. Condo owners might not have to perform as much maintenance as single-family homeowners do, but they still need to handle some issues. If Continue…
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Is your condo in downtown San Diego starting to look outdated and boring? There have been a few distinctive design changes lately that can breathe fresh life into any home. Here are the top trends of 2020 to use in your condo’s interior design. Arched Shapes With its clean lines and gently rounded curves, the Continue…
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Lofts are part of an ongoing real estate trend in downtown San Diego. For the most part, lofts are converted from former commercial spaces. One example is Postal Lofts, a multifamily structure in the Golden Hill neighborhood that was a post office in the 1960s and is now the site of three upscale lofts. Not Continue…
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Despite being a modern urban center and a busy hub for technology, industry, and business, downtown San Diego can be a pretty relaxing place for residents and visitors alike. With a nice diversity of lifestyles, the downtown districts of San Diego offer many options in terms of relaxation. It all depends on what your idea Continue…
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Have you found a condo you love, but it looks like it needs a little work? Renovating condos isn’t quite as simple as renovating a stand-alone house, but this doesn’t mean condo upgrades are impossible. Here’s what you need to know before you start planning any remodel for a condo. Check Your Condo’s Rules About Continue…
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If you’re thinking about purchasing a home in downtown San Diego, real estate law might not necessarily be the first thing you think you need to know about. However, in the event you do need know about real estate law in the future, it would be helpful if you already had a basic idea of Continue…
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Recently ranked as the U.S.’s fourth-best large city in which to live, San Diego has many amazing features. Nowhere is this more evident than in downtown San Diego. With amazing districts such as the historic Gaslamp Quarter, the largest Little Italy neighborhood in the United States, and the upmarket East Village, downtown San Diego is Continue…
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When evaluating the downtown San Diego housing market, you may notice most of your options are condominiums, penthouses, and lofts. Moreover, you’ll likely see many of the listings you come across are either brand-new or just a few years old. Older condos do come on the market from time to time, and they’re often priced Continue…
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There was a time when Americans preferred to put some distance between their homes and urban centers. This was a phenomenon that started with mass production of passenger vehicles, and it was dramatically expanded after World War II, when veterans were offered the opportunity to live in planned suburban developments. In the early 21st century, Continue…
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Similar to housing markets in other urban centers, the market for residential real estate in downtown San Diego primarily offers three types of properties: condominium units, lofts, and penthouses. These are all classified as attached properties, which means they share walls with other units in multifamily residential structures. Lofts are usually converted properties, and they Continue…
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For many lovers of the cinematic arts, living in the age of Netflix and other video streaming services doesn’t compare to the experience of catching a new release or a classic screening at a movie theater. The film industry is paying close attention to digital video streaming, but it hasn’t given up on movie theaters, Continue…