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How to Buy an Accessible Home If You Live with a Disability

By Mike in Home Buying Tips with 0 Comments

Whether you’ve been living with a disability for a while or are still getting used to your new lifestyle, finding a nice place to live in downtown San Diego won’t be as challenging compared to other American housing markets. San Diego is a progressive city that embraces equality and promotes independence for all residents. Moreover, the city makes efforts to exceed compliance with Title 24 of the California Code of Regulations, which deals with improving physical access in all structures. With the above in mind, here are a few tips to help you find and purchase accessible downtown San Diego real estate.

Know Your Rights

Disability Rights California is the Golden State’s agency that can inform you of your rights as a special home buyer. If you have a question about this topic, or if you feel others are discriminating against your condition during the house hunting process, this is the agency you should contact. Even though the United States Department of Housing and Urban Development can also help you in this regard, you may find Disability Rights California to be a more responsive ally.

Retain the Right Real Estate Professional

Some real estate agents specialize in working with clients who live with disabilities and finding accessible properties. You can search for these professionals on the website of the National Association of Realtors or ask Disability Rights California to help you find one.

Consider New and Remodeled Condominiums

The new and stylish condominium towers built in downtown San Diego in recent years offer more than just boutique appeal. Their developers have ensured the structures comply in terms of Title 24, particularly as it relates to amenities and common areas. If you’re looking for railings, wheelchair ramps, Braille code on signs, accessible parking, and other features to make your life easier, you’re more likely to find them in newer condo towers. You’ll also find a similar situation in buildings that have been remodeled in recent years.

Search for MLS Keywords and Codes

Your real estate agent can help you find listings with certain features that can accommodate your needs. Searching the MLS (Multiple Listing Service) involves more than just pricing and the number of bedrooms. Properties with accessibility features have specific codes and descriptions to make them easier for prospective buyers with disabilities to find.

Evaluate the Potential for Modification

A home inspector can help you determine if a property you like can be modified and adapted for the accessibility you need. A skilled mortgage broker or loan officer can also assist you in funding modification projects through grants and special financing from the city, the Red Cross, or charitable organizations that advocate for the rights of people with disabilities. To this effect, it’s important to get accurate estimates of how much these modifications will cost before you purchase the home. If you live with a disability and are looking for condos, penthouses, or lofts in downtown San Diego that can suit your needs, reach out to the trusted agents at 92101 Urban Living. Call 619-649-0368 to start your search for the ideal property.