If you’re on the fence about purchasing a home, now may be the time to make your move. For the first time since Sept 2013, the national average of the 30 year fixed mortgage rate has risen above 4.5%. In the grand scheme of mortgage rate history, this does not seem like a big deal. Continue…
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For most people, a home is their most important financial asset. With that being said, it is extremely important to keep your home modern and updated. Whether of not you’re looking to dramatically change your home’s structure or just spruce up a bit; here are 5 upgrades that can add value to your home. 1) Continue…
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As we approach the end of the year, it is hard to believe that the end of 2013 is almost upon us. 2013 has been a very interesting year full of opportunity and challenges in the San Diego real estate market. Ultimately, I think that buyers and sellers will look back at 2013 and be pleased Continue…
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Downtown San Diego lofts come in all shapes, sizes and styles. When I first sit down with a client who is interested in purchasing a loft in Downtown, I have to try and generate a good idea of the vision they have in order to match the actual type of unit to the picture in Continue…
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For many real estate professionals, the holiday season is our “slow time.” Buyers are not as actively searching for new homes, and sellers decide to “wait until after New Years” to list. While the slow down in business might signal more free-time for Realtors, what does that mean for you, the Home Buyer? There are Continue…
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Often times when working with buyers I’ll get the question, “if money was not an issue, where would you live in San Diego?” While my answer can change as often as the weather, I always end up back at the Bayside condos. Bayside is located in Downtown San Diego’s newest neighborhood, the Columbia District, which Continue…
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If you’re looking for a furnished, one bedroom condo rental in Downtown San Diego… look no further. The Mark 2602 is a beautiful, contemporary condo rental in one of Downtown San Diego’s most sought after condo buildings. This home is a north facing, 1 bedroom rental with upgrades throughout and modern furnishings. The north facing Continue…
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A recent article on Inman News covered the decline of the Short Sales and Foreclosed homes in 2013. Will this trend continue in 2014? 2011 and 2012 were known as the years of the distressed sale. According to the California Association of Realtors, October 2012 saw distressed sales account for 36.8% of all sales across Continue…
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Our newest Downtown San Diego condo rental is a beautiful 2 bedroom rental at The Legend. The Legend is located in the East Village on 7th Ave and K St, just inside the confines of Petco Park. This rental is being offered fully furnished and ready for immediate move in. The home features a split Continue…
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A recent article on CNN Money/Real Estate details the FHA’s plans to reduce its stake in the high dollar mortgage market. Beginning Jan 1, 2014 the FHA (Federal Housing Administration) will be lowering the limit on what they will insure. Currently the FHA insures low down payment mortgages, in most areas, up to $729,750. That Continue…
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Think that you still need 20% for you down payment? Think again. Just after the housing bubble burst, many banks tightened up their lending restrictions. You could pretty much guarantee that to qualify for a new mortgage, you were going to need near perfect credit and part with 20% of the home value as a Continue…
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On January 1st of this year the Affordable Care Act, “Obamacare”, went into effect. Included in the mechanics of the law is a Medicare Tax which will tax 3.8% of the Net-Investment Income of certain home sales. While the topic of whether or not it should have been imposed is a hot button issue, that Continue…
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This morning’s caravan was very busy not only with the number of properties on caravan but the excitement and buzz from all of us agents at the meeting. Some of the stand out places on today’s Downtown San Diego Real Estate caravan to me were: The Mark #1706 – From the moment you enter this East Village Continue…
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When a buyer makes the choice to move to Downtown San Diego and live in a condo or loft…usually the decision is centered around lifestyle. Lifestyle in Downtown San Diego has everything to do with location and access to everything within walking distance. When introducing a new buyer to Downtown San Diego condos and lofts, Continue…
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Here at 92101 Urban Living, we’ve noticed a recent influx of clients that are asking us about the Cortez Hill neighborhood. Cortez Hill is the residential area of Downtown San Diego located above A St and between Front st and 10th (W/E), and derives its name from both it’s topography (actually located on a hill), Continue…
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Downtown San Diego Lofts are found in almost every neighborhood and offer a unique take on your typical “urban living.” Lofts are classified as such because of their open floor plans, often times having no walls within the unit at all. Not to be confused with “studios,” which are condos with 0 bedrooms, lofts is Continue…
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The question of whether to stage a Downtown San Diego condo when a seller is deciding to list for sale can be a very important decision. The question is: As a seller, why should I invest money to stage my Downtown San Diego condo. Bottom line…because a minimum investment can yield 5 to 10 times Continue…
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Our latest post gives you an inside look into our newest Downtown San Diego Condo listing at Aperture in Little Italy. This Aperture condo for sale is a spacious one bedroom home with upgraded hardwood flooring and contemporary finishes. This home features a extra large kitchen counter with very modern design including very sleek looking Continue…
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Little Italy is an eclectic community located at the top of Downtown San Diego, above Ash St and west of 1st Ave. Residents of Little Italy appreciate the community for its quaint restaurants, shopping, and culture. The lunch and dinner crowds on India Street can get very busy, and rightfully so when you consider the Continue…
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Quarter after quarter, the East Village neighborhood continues to lead the way as the most sold neighborhood in Downtown San Diego, Its not hard to figure out why. The East Village is a diverse neighborhood with historic architecture, and is built around Downtown’s premier attraction, Petco Park. Petco Park is home to the San Diego Continue…
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